Complete Protection
for Your Health

Most health insurance plans have a 2 to 4 year waiting period for pre-existing conditions like diabetes, hypertension, and thyroid disorders. However, accidents and emergencies are covered from day one. We help you find plans with the shortest waiting periods.

Simply visit any of the 10,000+ network hospitals, show your health card, and the insurer settles the bill directly with the hospital. Our average cashless approval time is just 30 minutes. You only pay for items not covered under your policy.

A top-up plan provides additional coverage that kicks in after your base policy is exhausted. For example, if you have a ₹5L base policy and add a ₹10L top-up, your total coverage becomes ₹15L. It costs significantly less than buying a ₹15L base policy directly, saving you around ₹9,500 per year.

Yes. We offer specialised senior citizen plans for ages 60 to 80 starting at just ₹8,500 per year. Coverage goes up to ₹25 Lakhs. Many plans do not require medical check-ups for coverage up to ₹3 Lakhs and include AYUSH treatments.

Under Section 80D, you can claim up to ₹25,000 deduction for self and family premium. If you also pay for parents who are senior citizens, you get an additional ₹50,000 deduction, making the total up to ₹1,00,000 in tax deductions per year.

Yes, most family floater plans offer maternity coverage as an add-on. It typically covers normal delivery and C-section expenses up to ₹75,000. There is usually a 9 to 12 month waiting period for maternity claims. Newborn baby coverage from day one is also included.