Child Education Investment Calculator | Sarva Nidhi Associates | Education Fund Planner
Financial Calculator

Child Education Planner

Plan your child's education fund smartly. Calculate how much to invest monthly to build a corpus for college, post-graduation, or international studies, adjusted for education inflation.

👶 Child Details

Child's Current Age
5 Years
03581015
Education Goal Age
18 Years
1215182124
Target Education Cost (Today)
25,00,000
₹5L₹15L₹25L₹50L₹1Cr
Expected Annual Return
12% p.a.
8%10%12%15%18%
Education Inflation Rate
8% p.a.
5%6%8%10%
Education Level
🎓
Undergraduate
₹15-25L
📚
Postgraduate
₹25-40L
⚕️
Professional
₹40-60L
🌎
International
₹60L+
Investment Strategy
🛡️
Conservative
6-8% Returns
⚖️
Balanced
10-12% Returns
🚀
Aggressive
14-18% Returns

💰 Education Fund Plan

₹18,450
Required Monthly SIP
13
Years to Goal
Investment
Returns
₹68.5L
Future Education Cost
₹28.8L
Total Investment
₹39.7L
Expected Returns
2.4x
Wealth Multiplier
Plan Education Fund →
Education Fund Growth

Corpus Growth Over Time

Invested Amount
Returns Earned
Education Milestones

Education Fund Milestones

Goal & Inflation

Education Goal & Inflation Impact

🎓 Education Goal

Today's Cost₹1,17,665
Future Cost (after inflation)₹20,500

Based on Adjusted for education inflation annuity:lumpsum withdrawal at retirement

📈 Investment Breakdown

Your Total Investment₹1,20,000
Returns Generated₹36,000

Compounding returns over the investment period

🎯 Goal Status

Target Corpus8%
Projected Corpus₹5,522
Year-by-Year

Investment Growth Timeline

AgeYour Total InvestmentCorpus ValueTotal ReturnsGrowth

Need help planning your child's education fund?

Our advisors will create a personalised education investment plan based on your child's age and education goals.

Strategy Comparison

Investment Strategy Comparison

Compare how different return rates affect the monthly SIP required and total corpus built.

Smart Tips

Smart Education Planning Tips

🌱

Start Early

The power of compounding works best when you start early. Investing ₹5,000/month from birth can build over ₹35L in 18 years at 12% returns.

📈

Diversify Investments

Mix equity funds for long-term growth and debt funds as the goal nears. Shift from aggressive to balanced allocation 3-5 years before your child needs the money.

📅

Review Annually

Education costs are rising 8-10% per year. Review your investment plan annually and increase your SIP by at least 10% each year to stay ahead of inflation.

Ready to Secure Your
Child's Future?

Get a personalised child education investment plan. First consultation is free.

Investment returns are subject to market risks. Education cost estimates are indicative and based on assumed returns. Past performance does not guarantee future results. Please read all scheme documents carefully.