NRI Financial Consulting | Sarva Nidhi Associates | Cross-Border Financial Solutions
NRI financial consultant managing global investments with world map and currency symbols
NRI Financial Consulting

Your India Finances,
Managed Globally

End-to-end financial management for Non-Resident Indians. From NRE/NRO accounts and investments to property management, tax compliance and fund repatriation across borders.

🌍 Global Expertise ⚖️ Tax Compliance 📈 Wealth Growth 🏠 Property Management
6+
Countries Served
100%
FEMA Compliant
500+
NRI Clients
24/7
Global Support
Our NRI Services

Complete Cross-Border
Financial Solutions

Six specialised services covering every financial need of Non-Resident Indians managing assets in India.

📊

NRI Tax Planning & Filing

Navigate complex NRI tax regulations with expert guidance. We ensure optimal tax efficiency across multiple jurisdictions while maintaining full compliance with Indian tax laws and international reporting requirements.

Income tax planning and filing
Capital gains optimisation
DTAA benefit maximisation
International reporting compliance
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📈

Investment & Wealth Management

Build and preserve wealth across borders with specialised NRI investment strategies. Diversified portfolios balancing risk, returns, currency fluctuations and regulatory constraints.

Mutual funds and equity investments
Fixed deposits (NRE/NRO)
Currency risk management
Goal-based portfolio construction
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🏠

Property Management & Repatriation

Efficiently manage your Indian real estate and facilitate smooth fund repatriation. We handle property transactions, rental management, legal documentation and regulatory compliance.

Property buy/sell assistance
Rental management and income
Fund repatriation processing
Legal documentation support
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🏦

Banking & FEMA Compliance

Streamline your banking relationships and ensure complete regulatory compliance. NRE/NRO account management, foreign exchange rules, and both Indian and international reporting standards.

NRE/NRO account setup and management
FEMA compliance and advisory
Foreign exchange guidance
RBI regulatory compliance
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🔒

Retirement & Estate Planning

Secure your financial future with retirement and estate planning tailored for NRIs. Build a robust corpus while considering tax implications and regulatory requirements across countries.

Cross-border retirement planning
International will drafting
Wealth transfer strategy
Multi-country tax optimisation
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💳

NRI Loan & Credit Advisory

Access competitive financing for your Indian investments. Home loans, personal loans, and investment financing at attractive rates with guidance on documentation and eligibility.

Home loan for NRIs
Loan against property
Investment financing
Documentation assistance
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Global Coverage

Countries We Serve

Serving NRIs across the world with specialised knowledge of each country's tax treaties and financial regulations.

🇺🇸 USA
🇬🇧 United Kingdom
🇨🇦 Canada
🇦🇺 Australia
🇸🇬 Singapore
🇦🇪 UAE
🇩🇪 Germany
🇳🇱 Netherlands
🇮🇪 Ireland
🇳🇿 New Zealand
Why Choose Us

Trusted NRI Financial Partner

Deep cross-border expertise with a personal touch for every NRI client.

🌍

Global Expertise

Deep understanding of international regulations, tax treaties, and cross-border financial strategies across 10+ countries.

⚖️

Full Compliance

100% FEMA, RBI, and international tax compliance. We keep you on the right side of every regulation.

🎯

Personalised Solutions

Every NRI situation is unique. We craft customised strategies aligned with your specific country, assets, and goals.

📞

Time-Zone Friendly

We work across time zones. Schedule calls at your convenience, whether you are in New York, London, or Sydney.

Quick Answers

NRI Consulting FAQs

NRE (Non-Resident External) accounts hold foreign earnings in Indian rupees. Both principal and interest are fully repatriable and tax-free in India. NRO (Non-Resident Ordinary) accounts hold income earned in India such as rent, dividends, or pension. Interest is taxable in India, and repatriation is limited to USD 1 million per financial year. We help you set up and manage both accounts optimally.
Repatriation from NRE accounts is unrestricted. From NRO accounts, you can repatriate up to USD 1 million per financial year after paying applicable taxes and obtaining a chartered accountant certificate (Form 15CB/15CA). We handle the entire process including documentation, tax computation, and bank coordination.
Yes, NRIs must file Indian income tax returns if their India-sourced income (rental income, capital gains, interest on NRO accounts, etc.) exceeds ₹2.5 Lakhs per year. We handle the complete filing process and also help you claim DTAA (Double Taxation Avoidance Agreement) benefits to avoid being taxed twice on the same income.
Yes, NRIs can invest in Indian mutual funds, stocks, and bonds. However, NRIs from USA and Canada face additional restrictions due to FATCA compliance. We guide you on eligible investments, help with KYC/documentation, and ensure all investments comply with FEMA and RBI regulations.
We create comprehensive estate plans that work across India and your country of residence. This includes drafting wills valid in both jurisdictions, structuring trusts, planning for inheritance tax implications, and ensuring smooth wealth transfer to beneficiaries across borders. We coordinate with legal experts in your country for seamless execution.

Ready to Optimise Your
Cross-Border Finances?

Get expert NRI financial guidance tailored to your unique situation. First consultation is free.