Pension Calculator | Sarva Nidhi Associates | Plan Your Retirement
Financial Calculator

Pension Calculator

Plan your retirement with confidence. Calculate how much you need to invest monthly to build a comfortable pension corpus and secure your golden years.

📊 Retirement Details

Current Age
30 Years
253035404550
Retirement Age
60 Years
5558606265
Monthly Investment
10,000
₹2K₹5K₹10K₹25K₹50K₹1L
Expected Annual Return
12% p.a.
8%10%12%14%16%
Life Expectancy
80 Years
75808590
Quick Scenarios
🛡️
Conservative
8% · ₹5K/mo
📊
Moderate
12% · ₹10K/mo
🚀
Aggressive
15% · ₹25K/mo

💰 Your Retirement Plan

₹3.5Cr
Retirement Corpus at Age 60
9.8x
Wealth Multiplier
Invested
Returns
₹36L
Total Invested
₹3.2Cr
Total Returns
₹1.17L
Monthly Pension
20 yrs
Pension Duration
₹20.5K
Today's Value (6% infl.)
₹36K
Annual Tax Saved (80C)
Plan My Retirement →
Corpus Growth

Retirement Corpus Growth

Invested Amount
Returns Earned
Growth Milestones

Wealth Growth Timeline

Key Insights

Inflation, Tax & Goal Status

📈 Inflation Impact

Monthly Pension₹1,17,665
Future Value (6% inflation)₹20,500

Purchasing power after 30 years of inflation at 6%

💲 Tax Benefits

Annual Investment₹1,20,000
Tax Saved (30% slab)₹36,000

Under Section 80C (up to ₹1.5L) + 80CCD(1B)

🎯 Goal Status

Target Corpus₹2.5 Cr
Projected₹3.5 Cr
Year-by-Year

Corpus Growth Timeline

AgeAnnual InvestmentCorpus ValueTotal ReturnsGrowth

Need help planning your retirement?

Our retirement planning experts will create a personalised pension strategy based on your goals.

Retirement Scenarios

Different Strategies, Different Retirements

See how different monthly investments and return rates impact your retirement corpus.

Why Start Early?

Benefits of Early Retirement Planning

🌱

Power of Compounding

Starting early gives your money more time to compound. Even a small monthly investment of ₹5,000 can grow to crores over 30 years.

💰

Beat Inflation

Inflation erodes purchasing power over time. A well-planned pension corpus ensures your lifestyle remains comfortable even 20-30 years into retirement.

💲

Tax Benefits

Investments in NPS and pension plans qualify for deductions under Section 80C (up to ₹1.5L) and 80CCD(1B) (additional ₹50K), saving up to ₹60,000 in taxes annually.

Ready to Secure Your
Retirement?

Get a personalised retirement plan from our certified financial advisors. First consultation is free.

Pension calculations are indicative and based on assumed returns. Past performance does not guarantee future results. Please read all scheme documents carefully.